En bref : Ripple émet RLUSD. Entité émettrice : Standard Custody & Trust Company, LLC (RLUSD issuer, Ripple subsidiary); parent Ripple Labs Inc. (Delaware). Siège : San Francisco, US. Statut : Active. Licences enregistrées : 8 (5 autorisées ; 4 confirmées au registre public officiel d'un régulateur). Rapports sur les réserves : monthly (Deloitte & Touche LLP). Données de référence au 2026-10-26.

Ripple PRIORITÉ 4 Vérifié
Entreprise
Produits et offre EN DIRECT
Répartition
Produits RÉFÉRENCE · site officiel de l'émetteur · as of 2026-10-26
NYDFS-supervised USD stablecoin for institutions
Move money across stablecoins, crypto and local currencies
Store and manage digital assets with institutional governance
Multi-asset clearing, cross-margining and financing
Live 15 Oct 2026: 24/7 swaps on 100+ reference markets (equities, ETFs, metals, energy, FX) referencing Trade.xyz perps on Hyperliquid; RLUSD accepted as collateral; offered from Ripple Prime’s CIV BVI licence
Cash visibility, forecasting and risk management (powered by GTreasury)
Real-world assets onchain via Ripple custody and the XRP Ledger
Partenaires officiels (74) RÉFÉRENCE · site officiel de l'émetteur · as of 2026-10-26
Tokenised share classes of its GBP Liquidity Fund (26 Oct 2026) and USD Liquidity Fund (Jul 2026) on the XRP Ledger · UK / IE
En directPhase 1: BTG Pactual fund shares mirrored on the XRP Ledger as MPTs; native issuance (CRI/CRA) planned later (29 Sep 2026) · Brazil
En directLicences et autorisations dans le monde (10 confirmées dans les registres des régulateurs · 61 entrées d'États américains déclarées par Ripple · 1 en attente)
Au 2026-10-26. Licences d'entités uniquement ; les reconnaissances de jetons et autres lignes figurent séparément ci-dessous. Les données du Compliance Score sont inchangées dans cette version.
Confirmé au registre du régulateur
| Juridiction | Régulateur | Entité | Licence / détail | Date | Preuves |
|---|---|---|---|---|---|
| US-NY | NYDFS | Ripple Markets DE LLC (f/k/a XRP II LLC) | Virtual Currency License (BitLicense) | 2016-06 | Confirmé au registre du régulateursource ↗ |
| US-NY | NYDFS | Standard Custody & Trust Company, LLC | Limited Purpose Trust Charter (RLUSD issuer) | 2021-05 | Confirmé au registre du régulateursource ↗ |
| US | FinCEN | Ripple Markets DE LLC | Money Services Business registration — activities in all states | 12/03/2024 | Confirmé au registre du régulateursource ↗ |
| US | FinCEN | Standard Custody & Trust Company, LLC | Money Services Business registration — 17 states + PR | 12/05/2025 | Confirmé au registre du régulateursource ↗ |
| LU / EU | CSSF | Ripple Payments Europe S.A. | Electronic Money Institution, W00000021 | 29/01/2026 | Confirmé au registre du régulateursource ↗ |
| LU / EU | CSSF | Ripple Payments Europe S.A. | MiCA crypto-asset service provider (CASP), N00000014 — CSSF register date | 03/07/2026 | Confirmé au registre du régulateursource ↗ |
| EU (EEA) | ESMA | Ripple Payments Europe S.A. (LEI 2549000KEHDV2LWRRZ45) | MiCA CASP authorisation — services (c) exchange of crypto-assets for funds, (d) crypto-to-crypto exchange, (j) transfer services; passported to 29 EEA states + LU home = 30 EEA | 29/06/2026 | Confirmé au registre du régulateursource ↗ |
| UK | FCA | Ripple Markets UK Ltd (FRN 1028021) | Electronic Money Institution + cryptoasset (MLR) registration; restrictions apply — see register | 09/01/2026 | Confirmé au registre du régulateursource ↗ |
| SG | MAS | Ripple Markets APAC Pte. Ltd. | Major Payment Institution incl. digital payment token service | — | Confirmé au registre du régulateursource ↗ |
| AE-DIFC | DFSA | Ripple Middle East Ltd (F008529) | DFSA licensed firm | 11-Mar-2025 | Confirmé au registre du régulateursource ↗ |
Sources EU MiCA (Ripple Payments Europe S.A.) : ESMA CASPS.csv (authorised 29/06/2026) ↗AMF white list — Ripple Payments Europe SA ↗Ripple: preliminary MiCA CASP licence (23 Jun 2026) ↗Ripple: full EU MiCA CASP licence (6 Jul 2026) ↗Registres MiCA de l'ESMA ↗
Licences d'État de transmetteur de fonds aux États-Unis — déclarées par Ripple
Listé selon ripple.com/legal/money-transfer-license ↗. NMLS Consumer Access était indisponible pour les vérifications automatiques le 2026-10-26 ; vérifiez via les liens NMLS.
Ripple Markets DE LLC — 44 entrées · NMLS ID 2314015 ↗ Déclaré par Ripple (registre pas encore vérifié)
| Juridiction | Type de licence ; numéro | Régulateur | Preuves |
|---|---|---|---|
| Alabama | Money Transmitter License; 901 | Alabama Securities Commission | source ↗ |
| Alaska | Money Transmitter License; AKMT-016737 | Alaska Department of Commerce, Community and Economic Development, Division of Banking & Securities | source ↗ |
| Arizona | Money Transmitter; 1041614 | Arizona Department of Financial Institutions | source ↗ |
| Arkansas | Money Transmitter License; 129566 | Arkansas Securities Department | source ↗ |
| Colorado | Money Transmitter License; 500319 | Colorado Division of Banking | source ↗ |
| Connecticut | Money Transmission License; MT-2314015 | Connecticut Department of Banking | source ↗ |
| Delaware | Check Seller, Money Transmitter License; 038949 | Delaware Office of the State Bank Commissioner | source ↗ |
| District of Columbia | Money Transmitter License; MTR2314015 | District of Columbia Department of Consumer and Regulatory Affairs | source ↗ |
| Florida | Money Transmitter License; FT230000514 | Florida Office of Financial Regulation | source ↗ |
| Georgia | Seller of Payment Instruments License; 2314015 | Georgia Department of Banking and Finance | source ↗ |
| Idaho | Money Transmitter License; MTL - 336 | Idaho Department of Finance, Securities Bureau | source ↗ |
| Illinois | Money Transmitter License; MT.0000465 | Illinois Department of Financial and Professional Regulation | source ↗ |
| Iowa | Money Services License; 2022-0165 | State of Iowa Division of Banking | source ↗ |
| Kansas | Money Transmitter License; MT.0000234 | Kansas Office of the State Bank Commissioner | source ↗ |
| Kentucky | Money Transmitter License; SC805989 | Kentucky Department of Financial Institutions | source ↗ |
| Louisiana | Sale of Checks and Money Transmitters | Louisiana Office of Financial Institutions | source ↗ |
| Maine | Money Transmitter License | Maine Department of Professional & Financial Regulation, Bureau of Consumer Credit Protection | source ↗ |
| Maryland | Money Transmitter License; 2314015 | Maryland Commissioner of Financial Regulation | source ↗ |
| Michigan | Money Transmitter License; MT0024623 | Michigan Department of Insurance and Financial Institutions | source ↗ |
| Minnesota | Money Transmitter License; MN-MT-2314015 | Minnesota Department of Commerce and Financial Institutions Division | source ↗ |
| Mississippi | Money Transmitter License; MT/2314015/2022 | Mississippi Department of Banking and Consumer Finance | source ↗ |
| Missouri | Sale of Checks (Money Transmitter); MO-23-9199 | Missouri Division of Finance | source ↗ |
| Nebraska | Money Transmitter License | Nebraska Department of Banking and Finance | source ↗ |
| Nevada | Money Transmitter License; MT11202 | Nevada Financial Institutions Division | source ↗ |
| New Hampshire | Money Transmitter License; 2314015MT | New Hampshire Banking Department | source ↗ |
| New Mexico | Money Transmission License | New Mexico Financial Institutions Division | source ↗ |
| New York | Money Transmitter License | New York Department of Financial Services | source ↗ |
| New York | Virtual Currency Business Licence | New York Department of Financial Services | source ↗ |
| North Dakota | Money Transmitter License; MT104204 | North Dakota Department of Financial Institutions | source ↗ |
| Ohio | Money Transmitter License; OHMT 249 | Ohio Division of Financial Institutions | source ↗ |
| Oklahoma | Money Transmission License | Oklahoma Banking Department | source ↗ |
| Oregon | Money Transmission License | Oregon Department of Consumer and Business Services | source ↗ |
| Pennsylvania | Pennsylvania Money Transmitter, 103404 | Pennsylvania Department of Banking and Securities | source ↗ |
| Puerto Rico | Money Transmitter License; TM-167 | Puerto Rico Bureau of Financial Institutions | source ↗ |
| Rhode Island | Currency Transmitter; 20234616CT | State of Rhode Island Department of Business Regulation, Division of Banking | source ↗ |
| South Carolina | Money Transmitter License | South Carolina Office of the Attorney General, Money Services Division | source ↗ |
| South Dakota | Money Transmitter License; 2314015.MT | South Dakota Department of Labor and Regulation, Division of Banking | source ↗ |
| Tennessee | Money Transmitter License; 2314015 | Tennessee Department of Financial Institutions | source ↗ |
| Texas | Money Transmitter License; 3541 | Texas Department of Banking | source ↗ |
| Utah | Money Transmitter License; 217 | Utah Department of Financial Institutions | source ↗ |
| Vermont | Money Transmitter; MT-2314015 | Vermont Department of Banking | source ↗ |
| Washington | Money Transmitter (includes Currency Exchange); 550-MT-147181 | Washington Department of Financial Institutions | source ↗ |
| West Virginia | Money Transmitter License; WVMT-2314015 | West Virginia Division of Financial Institutions | source ↗ |
| Wisconsin | Seller of Checks; 226-SOC | Wisconsin Department of Financial Institutions, Division of Banking | source ↗ |
Standard Custody & Trust Company, LLC — 17 entrées · NMLS ID 2261284 ↗ Déclaré par Ripple (registre pas encore vérifié)
| Juridiction | Type de licence ; numéro | Régulateur | Preuves |
|---|---|---|---|
| Connecticut | Money Transmission License; MT-2261284 | Connecticut Department of Banking | source ↗ |
| Georgia | Seller of Payment Instruments License; 2261284 | Georgia Department of Banking and Finance | source ↗ |
| Iowa | Money Services License; 2022-0208 | State of Iowa Division of Banking | source ↗ |
| Kansas | Money Transmitter License; MT.0000243 | Kansas Office of the State Bank Commissioner | source ↗ |
| Kentucky | Money Transmitter License; SC809275 | Kentucky Department of Financial Institutions | source ↗ |
| Maine | Money Transmitter License | Maine Department of Professional & Financial Regulation, Bureau of Consumer Credit Protection | source ↗ |
| Maryland | Money Transmitter License; 2261284 | Maryland Commissioner of Financial Regulation | source ↗ |
| Minnesota | Money Transmitter License; MN-MT-2261284 | Minnesota Department of Commerce and Financial Institutions Division | source ↗ |
| Mississippi | Money Transmitter License; 2261284 | Mississippi Department of Banking and Consumer Finance | source ↗ |
| New Mexico | Money Transmission License | New Mexico Financial Institutions Division | source ↗ |
| New York | Limited Purpose Trust Charter | New York Department of Financial Services | source ↗ |
| North Dakota | Money Transmitter License; MT104761 | North Dakota Department of Financial Institutions | source ↗ |
| Ohio | Money Transmitter License; OHMT 260 | Ohio Division of Financial Institutions | source ↗ |
| Oklahoma | Money Transmission License | Oklahoma Banking Department | source ↗ |
| Puerto Rico | Money Transmitter License; TM-153 | Puerto Rico Bureau of Financial Institutions | source ↗ |
| Rhode Island | Currency Transmitter; 20244803CT | State of Rhode Island Department of Business Regulation, Division of Banking | source ↗ |
| South Dakota | Money Transmitter License; 2261284.MT | South Dakota Department of Labor and Regulation, Division of Banking | source ↗ |
En attente
| Juridiction | Régulateur | Entité | Licence / détail | Date | Preuves |
|---|---|---|---|---|---|
| US | OCC | Ripple National Trust Bank (proposed) | National trust bank — preliminary conditional approval only; document could not be re-opened on 2026-10-26 | 12 Dec 2025 | En attente — document du régulateursource ↗ |
Reconnaissances du jeton (RLUSD — pas des licences d'entité)
| Juridiction | Régulateur | Entité | Licence / détail | Date | Preuves |
|---|---|---|---|---|---|
| AE-DIFC | DFSA | RLUSD | Recognised Crypto Token | 3 Jun 2025 | Annoncé par l'émetteursource ↗ |
| AE-ADGM | FSRA (ADGM) | RLUSD (Ethereum & XRPL) | Accepted Fiat-Referenced Token | 27 Nov 2025 | Annoncé par l'émetteursource ↗ |
EU MiCA : RLUSD ne figure pas au registre MiCA EMT de l'ESMA et aucune entité Ripple n'est inscrite comme émetteur EMT/ART (vérifié le 2026-10-26 ; Registres MiCA de l'ESMA ↗).
Contexte — pas des licences Ripple
| Juridiction | Organisme | Élément | Statut | Source |
|---|---|---|---|---|
| US | OCC / Treasury | GENIUS Act payment-stablecoin regime | Regime status: enacted 18 Jul 2025, not yet effective — not a Ripple licence | source ↗ |
| JP | FSA / Kanto Finance Bureau | Third-party distributor licence (SBI VC Trade, EPIESP No. 00001), not Ripple | RLUSD distributed by SBI VC Trade | source ↗ |
| HK | HKMA | Licensed stablecoin issuer | Absent du registre (vérifié le 2026-10-26) | source ↗ |
Marques (USPTO uniquement)
Statut selon les données USPTO TSDR (titulaire : Ripple Labs Inc.). XRP omis — titulaire actuel non vérifié. UE / Royaume-Uni / OMPI : non vérifié.
| Marque | N° | Statut | TSDR |
|---|---|---|---|
| RIPPLE (word) | Reg. 4453543 | Enregistré | TSDR ↗ |
| RIPPLE (word) | Reg. 6019275 | Enregistré | TSDR ↗ |
| RIPPLE (word) | Reg. 6019281 | Enregistré | TSDR ↗ |
| RIPPLE (word) | SN 99826260 | Demande en cours | TSDR ↗ |
| RIPPLE (logo) | Reg. 4528771 | Enregistré | TSDR ↗ |
| RIPPLE (logo) | Reg. 6019276 | Enregistré | TSDR ↗ |
| RIPPLE (logo) | Reg. 6019282 | Enregistré | TSDR ↗ |
| RIPPLE (logo) | Reg. 5487954 | Enregistré | TSDR ↗ |
| RIPPLE (logo) | Reg. 5644454 | Enregistré | TSDR ↗ |
| RIPPLE (logo) | SN 99826264 | Demande en cours | TSDR ↗ |
| RLUSD | SN 98537677 | Demande — non enregistré | TSDR ↗ |
| RIPPLE USD | SN 98537667 | Demande — non enregistré | TSDR ↗ |
| RIPPLENET | Reg. 6019283 | Enregistré | TSDR ↗ |
| RIPPLENET | Reg. 7012936 | Enregistré | TSDR ↗ |
| RIPPLEX | Reg. 7218441 | Enregistré | TSDR ↗ |
| RIPPLEX | Reg. 7313692 | Enregistré | TSDR ↗ |
| RIPPLE LIQUIDITY HUB | Reg. 7502906 | Enregistré | TSDR ↗ |
| ON-DEMAND LIQUIDITY | Reg. 6291362 | Enregistré | TSDR ↗ |
Réserves, conservation et attestation
Conditions de remboursement
Redemption at par for eligible institutional customers with SLAs (NYDFS requirement); see RLUSD Stablecoin User Terms
Contrôles : gel / clawback / admin
Gelé / sur liste noire / saisi
Marchés publics et produits cotés (12) RÉFÉRENCE · sponsor / plateforme / dépôts SEC et CFTC · as of 2026-10-26
| Ticker | Produit | Sponsor | Plateforme | Lancement | Type | Statut | Source |
|---|---|---|---|---|---|---|---|
| XXRP | Teucrium 2x Long Daily XRP ETF | Teucrium | NYSE Arca | 2025-04-08 | 2x leveraged ETF (1940 Act) | Coté | source ↗ |
| XRPR | REX-Osprey XRP ETF | REX-Osprey | Cboe | 2025-09-18 | Spot (1940 Act; majority spot XRP) | Coté | source ↗ |
| XRPC | Canary XRP ETF | Canary Capital | Nasdaq | 2025-11-13 | Spot | Coté | source ↗ |
| XRP | Bitwise XRP ETF | Bitwise | NYSE | 2025-11-20 | Spot | Coté | source ↗ |
| GXRP | Grayscale XRP Trust ETF | Grayscale | NYSE Arca | 2025-11-24 | Spot ETP (not 1940 Act) | Coté | source ↗ |
| XRPZ | Franklin XRP ETF | Franklin Templeton | NYSE Arca | 2025-11-24 | Spot (grantor trust) | Coté | source ↗ |
| TOXR | 21Shares XRP ETF | 21Shares | Cboe BZX | 2025-12-11 | Spot (not 1940 Act) | Coté | source ↗ |
| UXRP | ProShares Ultra XRP | ProShares | — | — | 2x leveraged ETF | Listé (page produit) | source ↗ |
| XRPI | Volatility Shares XRP ETF | Volatility Shares | — | — | — | Listé (page produit) | source ↗ |
| XRPT | Volatility Shares 2x XRP ETF | Volatility Shares | — | — | 2x leveraged ETF | Listé (page produit) | source ↗ |
| XRP / MXP | CME XRP Futures & Micro XRP Futures | CME Group | CME Globex | 2025-05-19 | Cash-settled futures (50,000 / 2,500 XRP) | Coté | source ↗ |
| XRPN | Evernorth Holdings, Inc. (Class A) | Evernorth (Ripple among investors) | Nasdaq Global Market | 2026-10-12 | Public company — XRP treasury | Coté | source ↗ |
Partenariats avec les gouvernements et le secteur public (6) RÉFÉRENCE · salle de presse de l'émetteur / sites gouvernementaux officiels · as of 2026-10-26
Digital Ngultrum CBDC pilot — Pilot of retail, cross-border and wholesale CBDC use cases on Ripple’s CBDC Private Ledger
Digital currency strategy & pilot — Agreement to develop a CBDC or national stablecoin strategy and pilot
e-HKD Pilot Programme (with Fubon Bank) — Real-estate tokenization use case with e-HKD on Ripple CBDC Platform
High-value payments blockchain pilot — Pilot of high-value payment use cases on Ripple CBDC Platform (with Peersyst), through end-2023
Palau Stablecoin (PSC) pilot — USD-backed PSC on XRPL; Phase 1 with ~200 government employees and local merchants
Digital Lari (GEL) CBDC pilot — Ripple selected as single technology partner for the Digital Lari pilot
Coopération avec les autorités et les forces de l'ordre
Issuer can freeze trust lines and claw back RLUSD on XRPL; no public law-enforcement freeze statistics published
source ↗Mesures réglementaires et historique des sanctions
Paiements d'agents IA
RippleX: x402 support lets agents transact with XRP and RLUSD; Ripple is premier member of x402 Foundation (Linux Foundation)
source ↗RLUSD parmi les stablecoins pris en charge ; RippleX partenaire de lancement
source ↗Partenaires
Historique de désancrage (>50 pb, quotidien) En direct
Prêts et collatéral
| Élément | Type | Statut | Date | Source |
|---|---|---|---|---|
| 24/7 Returns via Ripple Treasury: eligible corporate customers may earn returns on qualifying digital assets, including RLUSD, held in a Ripple wallet — subject to meeting program requirements | Rendements (trésorerie) | Annoncé | 2026-10-26 | ripple.com ↗ |
| Standard Chartered institutional custody of RLUSD on the XRP Ledger (via SCB DIFC Branch, DFSA-regulated) | Conservation | En direct | 2026-10-12 | sc.com ↗ |
| RLUSD as eligible collateral for agreed LMAX Group products via Standard Chartered collateral mirroring (subject to documentation, testing, approvals) | Collatéral | Prévu | 2026-10-12 | ripple.com ↗ |
| Clearpool × Cicada Partners × Ripple institutional RLUSD credit fund on XRPL (XLS-65 vaults / XLS-66 Lending Protocol; testing on Devnet, amendments in voting) | Lending | Prévu | 2026-08-20 | clearpool.finance ↗ |
Adresses officielles des contrats
| Jeton | Réseau | Adresse | Explorateur | Vérifié | |
|---|---|---|---|---|---|
| RLUSD | XRP Ledger (compte de l'émetteur) | rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De | livenet.xrpl.org ↗ | ✓ page de l'émetteur | |
| RLUSD | Ethereum (proxy) | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | etherscan.io ↗ | ✓ page de l'émetteur | |
| RLUSD | Base (proxy) | 0x8d58c0c60b8d6b88fa98b291a646db34d0f98258 | basescan.org ↗ | ✓ page de l'émetteur | |
| RLUSD | Ink (proxy) | 0x8d58c0c60b8d6b88fa98b291a646db34d0f98258 | explorer.inkonchain.com ↗ | ✓ page de l'émetteur | |
| RLUSD | Optimism (proxy) | 0x8d58c0c60b8d6b88fa98b291a646db34d0f98258 | explorer.optimism.io ↗ | ✓ page de l'émetteur | |
| RLUSD | Unichain (proxy) | 0x8d58c0c60b8d6b88fa98b291a646db34d0f98258 | unichain.blockscout.com ↗ | ✓ page de l'émetteur | |
| RLUSD | XRPL EVM Sidechain (proxy) | 0x8d58c0c60b8d6b88fa98b291a646db34d0f98258 | explorer.xrplevm.org ↗ | ✓ page de l'émetteur |