Stablecoin × country checker: RLUSD in United States

Issuer licence records

• Limited Purpose Trust Charter — Standard Custody & Trust Company, LLC (NYDFS regulated-entities list)
  Dataset status: AuthorizedNYDFS2021-05 (RLUSD approved Dec 2024)Sub-national: NY
  dfs.ny.gov ↗ dataset as of 2026-10-26
• Virtual Currency License — Ripple Markets DE LLC (f/k/a XRP II LLC)
  Dataset status: AuthorizedNYDFS2016-06Sub-national: NY
  dfs.ny.gov ↗ dataset as of 2026-10-26
• National trust bank (Ripple National Trust Bank) — preliminary conditional approval only
  Dataset status: PendingOCC12 Dec 2025
  occ.gov ↗ dataset as of 2026-10-26
• GENIUS Act payment-stablecoin regime
  Dataset status: Not Yet EffectiveOCC / TreasuryEnacted 18 Jul 2025
  congress.gov ↗ link checked 2026-10-26

Token approval by a regulator

Not verified — no token-level regulator record for RLUSD in United States in the dataset.

Applicable laws & status

• GENIUS Act (S.1582)
  Dataset status: EnactedOCC, Federal Reserve, FDIC, NCUA, state regulatorsSigned 18 Jul 2025 · effective Earlier of 18 months after enactment or 120 days after final regulationsUnited States
  congress.gov ↗ link checked 2026-10-26
• STABLE Act (H.R.2392)
  Dataset status: Pending—Introduced 2025 · effective —United States
  congress.gov ↗ link checked 2026-10-26
• OCC final rule implementing GENIUS
  Dataset status: Final Rule18 Jan 2027 (per TZ)United States (implementation milestone)
  Not verified claim from internal specification, not checked against primary document · dataset link ↗ · dataset as of 2026-10-26
• Treasury / FDIC implementing rules
  Dataset status: ProposedTBDUnited States (implementation milestone)
  Not verified source is a regulator homepage, not a primary document · dataset link ↗ · dataset as of 2026-10-26

Licensed providers supporting it

• Bitstamp — Bitstamp USA, Inc. — Virtual Currency License
  NYDFS2019-04New York only (NYDFS regulated entity)
  dfs.ny.gov ↗ dataset as of 2026-10-26
  Support listed on the issuer's own page: ripple.com ↗ (issuer source)
• Bullish — Bullish US Operations — Virtual Currency License
  NYDFSNew York only (NYDFS regulated entity)
  dfs.ny.gov ↗ dataset as of 2026-10-26
  Support listed on the issuer's own page: ripple.com ↗ (issuer source)
• Gemini — Gemini Trust Company, LLC — Limited Purpose Trust Charter
  NYDFS2015-10New York only (NYDFS regulated entity)
  dfs.ny.gov ↗ dataset as of 2026-10-26
  Support listed on the issuer's own page: ripple.com ↗ (issuer source)
• Moonpay — MoonPay Trust — Limited Purpose Trust Charter
  NYDFS2025-11New York only (NYDFS regulated entity)
  dfs.ny.gov ↗ dataset as of 2026-10-26
  Support listed on the issuer's own page: ripple.com ↗ (issuer source)