# Bancos e stablecoins — tokens emitidos por bancos, custódia e liquidação | StableRadar

> Bancos que implementam stablecoins e tokens de depósito: emissores, custodiantes de reservas, integrações de liquidação, consórcios e pilotos, com fontes oficiais.

Canonical: https://stableradar.com/pt/banks
Language: Portuguese (machine translation of interface text; data, names, dates, sources and legal texts as published). English original: https://stableradar.com/banks
Generated: 2026-10-26T23:09:25.382Z (live figures are a snapshot at build time; see the canonical page for current values)

# Bancos e stablecoins REFERÊNCIA · comunicados oficiais de bancos e parceiros · as of 2026-10-26
**Em resumo:**8 bancos com atividade em stablecoins anunciada oficialmente: entradas de emissor 5, custodiante 3, liquidação 2 e piloto 1; ex.: Societe Generale-FORGE (EURCV, USDCV), BNY (custodiante das reservas de RLUSD) e JPMorgan Kinexys (piloto JPMD). Fontes: comunicados oficiais dos bancos, em 2026-10-26.

Bancos que emitem stablecoins ou tokens de depósito, custodiam reservas de stablecoins, liquidam em stablecoins ou as testam em pilotos. Apenas fontes oficiais; não exaustivo.

| Bank | Projeto / moeda | Role | Status | Data | Links |
| --- | --- | --- | --- | --- | --- |
| **🇫🇷 Societe Generale (SG-FORGE)**França | EUR CoinVertible (EURCV)EURCV lançada em abril de 2023 (conforme comunicado da SG-FORGE de 10 jun. 2025). | Emissor | Ao vivo | 2023-04 | [Banco ↗](https://www.sgforge.com/) · [Fonte ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇫🇷 Societe Generale (SG-FORGE)**França | USD CoinVertible (USDCV) — Ethereum, SolanaBNY custodiante das reservas; indisponível para pessoas dos EUA. | Emissor | Anunciado (negociação prevista para início de jul. 2025) | 2025-06-10 | [Banco ↗](https://www.sgforge.com/) · [Fonte ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇺🇸 BNY**Estados Unidos | Reservas de USDCV (SG-FORGE) | Custodiante | Anunciado | 2025-06-10 | [Banco ↗](https://www.bny.com/) · [Fonte ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇺🇸 BNY**Estados Unidos | Reservas do Ripple USD (RLUSD)Custodiante principal das reservas de RLUSD; também banco transacional da Ripple. | Custodiante | Ao vivo | 2025-07-09 | [Banco ↗](https://www.bny.com/) · [Fonte ↗](https://ripple.com/ripple-press/ripple-selects-bny-to-custody-ripple-usd-reserves/) |
| **🇺🇸 J.P. Morgan (Kinexys)**Estados Unidos | Token de depósito JPMD em USD — BaseToken de depósito permissionado para clientes institucionais; o J.P. Morgan o descreve como token de depósito, não stablecoin. | Emissor | Piloto (prova de conceito) | 2025-06-24 | [Banco ↗](https://www.jpmorgan.com/kinexys) · [Fonte ↗](https://www.jpmorgan.com/payments/newsroom/kinexys-usd-digital-deposit-tokens) |
| **🇺🇸 SoFi Bank, N.A.**Estados Unidos | SoFiUSDPrimeiro banco nacional a emitir uma stablecoin em rede pública sem permissão (segundo a SoFi). | Emissor | Ao vivo | 2025-12-18 | [Banco ↗](https://www.sofi.com/) · [Fonte ↗](https://investors.sofi.com/news/news-details/2025/SoFi-Launches-Fully-Reserved-Stablecoin-to-Power-Financial-Infrastructure-for-Banks-Fintechs-and-Enterprise-Partners/default.aspx) |
| **🇺🇸 Anchorage Digital Bank, N.A.**Estados Unidos | USDPT (Western Union) — SolanaEmissor regulado em nível federal do USDPT da Western Union. | Emissor | Ao vivo | 2026-05-04 | [Banco ↗](https://www.anchorage.com/) · [Fonte ↗](https://ir.westernunion.com/news/archived-press-releases/press-release-details/2026/Western-Union-Launches-USDPT-on-Solana-Advancing-Regulated-Digital-Infrastructure-for-Global-Payments/default.aspx) |
| **🇺🇸 Cross River Bank**Estados Unidos | Visa USDC settlement — SolanaPrimeiro banco dos EUA a liquidar com a Visa em USDC. | Liquidação | Ao vivo | 2025-12-16 | [Banco ↗](https://www.crossriver.com/) · [Fonte ↗](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-launches-stablecoin-settlement-in-the-united-states.html) |
| **🇺🇸 Lead Bank**Estados Unidos | Visa USDC settlement — SolanaPrimeiro banco dos EUA a liquidar com a Visa em USDC. | Liquidação | Ao vivo | 2025-12-16 | [Banco ↗](https://www.lead.bank/) · [Fonte ↗](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-launches-stablecoin-settlement-in-the-united-states.html) |
| **🇸🇬 DBS Bank**Singapura | Reservas de stablecoins e gestão de caixa da Paxos SingaporePrincipal parceiro bancário para custódia de reservas de stablecoins. | Custodiante | Anunciado | 2024-07-01 | [Banco ↗](https://www.dbs.com/) · [Fonte ↗](https://www.paxos.com/newsroom/paxos-secures-full-approval-to-offer-digital-payment-token-services-from-monetary-authority-of-singapore-dbs-to-be-primary-banking-partner) |

Entradas de consórcios: nenhuma publicada ainda com link oficial nesta revisão. Papéis inferidos apenas do texto do comunicado citado.

Relatórios do BIS sobre stablecoins

fonte: bis.org

| Publicação | Tipo | Data | Link |
| --- | --- | --- | --- |
| **Competing rails for crossborder payments: banks, fintechs, and stablecoins** | BIS Working Paper No 1385 | 2026-10-19 | [bis.org ↗](https://www.bis.org/publications/working-paper-1385-competing-rails-crossborder-payments-banks-fintechs-and-stablecoins) |
| **Are stablecoins and bank deposits substitutes?** | BIS Working Paper No 1382 | 2026-10-13 | [bis.org ↗](https://www.bis.org/publications/working-paper-1382-are-stablecoins-and-bank-deposits-substitutes) |
| **Hidden by complexity? Measuring stablecoin, crypto and decentralised finance ecosystems** | BIS Working Paper No 1377 | 2026-09-15 | [bis.org ↗](https://www.bis.org/publications/working-paper-1377-hidden-complexity-measuring-stablecoin-crypto-and-decentralised-finance-ecosystems) |
| **The macroeconomics of stablecoins** | BIS Working Paper No 1363 | 2026-06-23 | [bis.org ↗](https://www.bis.org/publications/working-paper-1363-macroeconomics-stablecoins) |
| **Making stablecoins stable(r): can regulation help?** | BIS Working Paper No 1355 | 2026-06-02 | [bis.org ↗](https://www.bis.org/publications/working-paper-1355-making-stablecoins-stabler-can-regulation-help) |
| **Basel Committee discusses recent market developments and targeted review of cryptoasset standard** | BCBS press release | 2026-02-25 | [bis.org ↗](https://www.bis.org/media-releases/20260225-basel-committee-discusses-recent-market-developments-and-targeted-review-cryptoasset-standard) |
| **Basel Committee continues to prioritise Basel III implementation, approves final principles on third-party risks and agrees to expedite targeted review of cryptoasset standard** | BCBS press release | 2025-11-19 | [bis.org ↗](https://www.bis.org/media-releases/20251119-basel-committee-continues-prioritise-basel-iii-implementation-approves-final-principles-third) |
| **An approach to anti-money laundering compliance for cryptoassets** | BIS Bulletin No 111 | 2025-08-13 | [bis.org ↗](https://www.bis.org/publications/bulletin-111-approach-anti-money-laundering-compliance-cryptoassets) |
| **Stablecoin growth – policy challenges and approaches** | BIS Bulletin No 108 | 2025-07-11 | [bis.org ↗](https://www.bis.org/publications/bulletin-108-stablecoin-growth-policy-challenges-and-approaches) |
| **III. The next-generation monetary and financial system** | BIS Annual Economic Report 2025 (chapter) | 2025-06-29 | [bis.org ↗](https://www.bis.org/publications/aer-2025/next-generation-monetary-financial-system) |
| **Cryptoasset standard amendments (final)** | BCBS standard | 2024-07-17 | [bis.org ↗](https://www.bis.org/publications/202407-standards-cryptoasset-standard-amendments) |
| **Cryptoasset standard amendments (consultative document)** | BCBS consultation | 2023-12-14 | [bis.org ↗](https://www.bis.org/publications/202312-consultation-cryptoasset-standard-amendments) |
| **Prudential treatment of cryptoasset exposures** | BCBS standard | 2022-12-16 | [bis.org ↗](https://www.bis.org/publications/202212-standards-prudential-treatment-cryptoasset-exposures) |
| **Application of the Principles for Financial Market Infrastructures to stablecoin arrangements (final version)** | CPMI-IOSCO report | 2022-07-13 | [bis.org ↗](https://www.bis.org/publications/application-principles-financial-market-infrastructures-stablecoin-arrangements-final-version) |

Banco de Compensações Internacionais e seus comitês (BCBS, CPMI). Apenas páginas oficiais do bis.org; datas conforme cada página.

Última atualização: 2026-10-26 · Fontes: Comunicados oficiais de bancos e parceiros (link por linha)