# Bancos y stablecoins — tokens emitidos por bancos, custodia y liquidación | StableRadar

> Bancos que implementan stablecoins y tokens de depósito: emisores, custodios de reservas, integraciones de liquidación, consorcios y pilotos, con fuentes oficiales.

Canonical: https://stableradar.com/es/banks
Language: Spanish (machine translation of interface text; data, names, dates, sources and legal texts as published). English original: https://stableradar.com/banks
Generated: 2026-10-26T23:08:23.151Z (live figures are a snapshot at build time; see the canonical page for current values)

# Bancos y stablecoins REFERENCIA · comunicados oficiales de bancos y socios · as of 2026-10-26
**En resumen:**8 bancos con actividad en stablecoins anunciada oficialmente: entradas de emisor 5, custodio 3, liquidación 2 y piloto 1; p. ej., Societe Generale-FORGE (EURCV, USDCV), BNY (custodio de reservas de RLUSD) y JPMorgan Kinexys (piloto JPMD). Fuentes: comunicados oficiales de los bancos, a 2026-10-26.

Bancos que emiten stablecoins o tokens de depósito, custodian reservas de stablecoins, liquidan en stablecoins o las prueban en pilotos. Solo fuentes oficiales; no exhaustivo.

| Bank | Proyecto / moneda | Role | Estado | Fecha | Links |
| --- | --- | --- | --- | --- | --- |
| **🇫🇷 Societe Generale (SG-FORGE)**Francia | EUR CoinVertible (EURCV)EURCV lanzada en abril de 2023 (según comunicado de SG-FORGE del 10 jun. 2025). | Emisor | En vivo | 2023-04 | [Banco ↗](https://www.sgforge.com/) · [Fuente ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇫🇷 Societe Generale (SG-FORGE)**Francia | USD CoinVertible (USDCV) — Ethereum, SolanaBNY custodio de reservas; no disponible para personas de EE. UU. | Emisor | Anunciado (negociación prevista a inicios de jul. 2025) | 2025-06-10 | [Banco ↗](https://www.sgforge.com/) · [Fuente ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇺🇸 BNY**Estados Unidos | Reservas de USDCV (SG-FORGE) | Custodio | Anunciado | 2025-06-10 | [Banco ↗](https://www.bny.com/) · [Fuente ↗](https://www.sgforge.com/usd-stablecoin-bny-custodian/) |
| **🇺🇸 BNY**Estados Unidos | Reservas de Ripple USD (RLUSD)Custodio principal de las reservas de RLUSD; también banca transaccional para Ripple. | Custodio | En vivo | 2025-07-09 | [Banco ↗](https://www.bny.com/) · [Fuente ↗](https://ripple.com/ripple-press/ripple-selects-bny-to-custody-ripple-usd-reserves/) |
| **🇺🇸 J.P. Morgan (Kinexys)**Estados Unidos | Token de depósito JPMD en USD — BaseToken de depósito con permisos para clientes institucionales; J.P. Morgan lo describe como token de depósito, no como stablecoin. | Emisor | Piloto (prueba de concepto) | 2025-06-24 | [Banco ↗](https://www.jpmorgan.com/kinexys) · [Fuente ↗](https://www.jpmorgan.com/payments/newsroom/kinexys-usd-digital-deposit-tokens) |
| **🇺🇸 SoFi Bank, N.A.**Estados Unidos | SoFiUSDPrimer banco nacional en emitir una stablecoin en una red pública sin permisos (según SoFi). | Emisor | En vivo | 2025-12-18 | [Banco ↗](https://www.sofi.com/) · [Fuente ↗](https://investors.sofi.com/news/news-details/2025/SoFi-Launches-Fully-Reserved-Stablecoin-to-Power-Financial-Infrastructure-for-Banks-Fintechs-and-Enterprise-Partners/default.aspx) |
| **🇺🇸 Anchorage Digital Bank, N.A.**Estados Unidos | USDPT (Western Union) — SolanaEmisor regulado a nivel federal del USDPT de Western Union. | Emisor | En vivo | 2026-05-04 | [Banco ↗](https://www.anchorage.com/) · [Fuente ↗](https://ir.westernunion.com/news/archived-press-releases/press-release-details/2026/Western-Union-Launches-USDPT-on-Solana-Advancing-Regulated-Digital-Infrastructure-for-Global-Payments/default.aspx) |
| **🇺🇸 Cross River Bank**Estados Unidos | Visa USDC settlement — SolanaPrimer banco de EE. UU. en liquidar con Visa en USDC. | Liquidación | En vivo | 2025-12-16 | [Banco ↗](https://www.crossriver.com/) · [Fuente ↗](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-launches-stablecoin-settlement-in-the-united-states.html) |
| **🇺🇸 Lead Bank**Estados Unidos | Visa USDC settlement — SolanaPrimer banco de EE. UU. en liquidar con Visa en USDC. | Liquidación | En vivo | 2025-12-16 | [Banco ↗](https://www.lead.bank/) · [Fuente ↗](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-launches-stablecoin-settlement-in-the-united-states.html) |
| **🇸🇬 DBS Bank**Singapur | Reservas de stablecoins y gestión de efectivo de Paxos SingaporeSocio bancario principal para la custodia de reservas de stablecoins. | Custodio | Anunciado | 2024-07-01 | [Banco ↗](https://www.dbs.com/) · [Fuente ↗](https://www.paxos.com/newsroom/paxos-secures-full-approval-to-offer-digital-payment-token-services-from-monetary-authority-of-singapore-dbs-to-be-primary-banking-partner) |

Entradas de consorcios: ninguna publicada aún con enlace oficial en esta revisión. Roles deducidos solo del texto del comunicado citado.

Informes del BIS sobre stablecoins

fuente: bis.org

| Publicación | Tipo | Fecha | Link |
| --- | --- | --- | --- |
| **Competing rails for crossborder payments: banks, fintechs, and stablecoins** | BIS Working Paper No 1385 | 2026-10-19 | [bis.org ↗](https://www.bis.org/publications/working-paper-1385-competing-rails-crossborder-payments-banks-fintechs-and-stablecoins) |
| **Are stablecoins and bank deposits substitutes?** | BIS Working Paper No 1382 | 2026-10-13 | [bis.org ↗](https://www.bis.org/publications/working-paper-1382-are-stablecoins-and-bank-deposits-substitutes) |
| **Hidden by complexity? Measuring stablecoin, crypto and decentralised finance ecosystems** | BIS Working Paper No 1377 | 2026-09-15 | [bis.org ↗](https://www.bis.org/publications/working-paper-1377-hidden-complexity-measuring-stablecoin-crypto-and-decentralised-finance-ecosystems) |
| **The macroeconomics of stablecoins** | BIS Working Paper No 1363 | 2026-06-23 | [bis.org ↗](https://www.bis.org/publications/working-paper-1363-macroeconomics-stablecoins) |
| **Making stablecoins stable(r): can regulation help?** | BIS Working Paper No 1355 | 2026-06-02 | [bis.org ↗](https://www.bis.org/publications/working-paper-1355-making-stablecoins-stabler-can-regulation-help) |
| **Basel Committee discusses recent market developments and targeted review of cryptoasset standard** | BCBS press release | 2026-02-25 | [bis.org ↗](https://www.bis.org/media-releases/20260225-basel-committee-discusses-recent-market-developments-and-targeted-review-cryptoasset-standard) |
| **Basel Committee continues to prioritise Basel III implementation, approves final principles on third-party risks and agrees to expedite targeted review of cryptoasset standard** | BCBS press release | 2025-11-19 | [bis.org ↗](https://www.bis.org/media-releases/20251119-basel-committee-continues-prioritise-basel-iii-implementation-approves-final-principles-third) |
| **An approach to anti-money laundering compliance for cryptoassets** | BIS Bulletin No 111 | 2025-08-13 | [bis.org ↗](https://www.bis.org/publications/bulletin-111-approach-anti-money-laundering-compliance-cryptoassets) |
| **Stablecoin growth – policy challenges and approaches** | BIS Bulletin No 108 | 2025-07-11 | [bis.org ↗](https://www.bis.org/publications/bulletin-108-stablecoin-growth-policy-challenges-and-approaches) |
| **III. The next-generation monetary and financial system** | BIS Annual Economic Report 2025 (chapter) | 2025-06-29 | [bis.org ↗](https://www.bis.org/publications/aer-2025/next-generation-monetary-financial-system) |
| **Cryptoasset standard amendments (final)** | BCBS standard | 2024-07-17 | [bis.org ↗](https://www.bis.org/publications/202407-standards-cryptoasset-standard-amendments) |
| **Cryptoasset standard amendments (consultative document)** | BCBS consultation | 2023-12-14 | [bis.org ↗](https://www.bis.org/publications/202312-consultation-cryptoasset-standard-amendments) |
| **Prudential treatment of cryptoasset exposures** | BCBS standard | 2022-12-16 | [bis.org ↗](https://www.bis.org/publications/202212-standards-prudential-treatment-cryptoasset-exposures) |
| **Application of the Principles for Financial Market Infrastructures to stablecoin arrangements (final version)** | CPMI-IOSCO report | 2022-07-13 | [bis.org ↗](https://www.bis.org/publications/application-principles-financial-market-infrastructures-stablecoin-arrangements-final-version) |

Banco de Pagos Internacionales y sus comités (BCBS, CPMI). Solo páginas oficiales de bis.org; fechas según cada página.

Última actualización: 2026-10-26 · Fuentes: Comunicados oficiales de bancos y socios (enlace por fila)