# USD1 (World Liberty Financial): Live Peg, Issuer & Licences

> USD1 (World Liberty Financial): live peg deviation in bps, depeg history, issuer World Liberty Financial, licences linked to official registers and FAQ.

Canonical: https://stableradar.com/coin/usd1
Generated: 2026-11-13T12:43:42.809Z (live figures are a snapshot at build time; see the canonical page for current values)

Stablecoin profile LIVE

# USD1 (World Liberty Financial) stablecoin
**In short:** USD1 is a USD-pegged stablecoin issued by World Liberty Financial. No token-level authorisation identified in the official registers checked. Below: live peg deviation, peg history, issuer, licences and FAQ.

[Issuer profile → World Liberty Financial](https://stableradar.com/issuer/wlfi)

$0.9983

Peg target: $1.0000 (USD)

Watch

Deviation: **-16.8 bps** (-0.17%) · Market cap: $3.14B

Sources: CoinGecko, DefiLlama · [CoinGecko ↗](https://www.coingecko.com/en/coins/usd1-wlfi) · Median of the available sources, refreshed in your browser. A deviation here is not a confirmed depeg.

### Token legal status
USD1

Other stablecoins

(1) Entity licence / registration

BitGo Bank & Trust, National Association

OCC · National trust bank · charter 25366

occ.gov ↗

(2) Authorisation to issue this token

OCC-chartered entity (charter #25366) — BitGo Bank & Trust N.A.

No authorisation to issue this stablecoin identified in official registers as of 27 Oct 2026. Registers checked: NYDFS Greenlist, ESMA EMT register, JFSA, HKMA, CNAD, OCC

U.S. context

U.S. GENIUS Act: approves issuers (permitted payment stablecoin issuers), not individual tokens; applies from 18 Jan 2027 (FR 2026-21706)

(3) Applicable law

GENIUS Act — OCC final rule FR 2026-21706 (effective 18 Jan 2027) ↗

Related records

source ↗

Token legal status last checked: 1 Nov 2026

### Issuer & legal entity
- Issuer **World Liberty Financial**

- Legal entity BitGo Bank & Trust, National Association

- Headquarters US

- Backing mechanism Fiat-backed (USD)

- Reserve mix Cash, T-bills (per BitGo reserve report)

- Reserves & attestation Monthly attestation (KPMG LLP for Aug 2026; Crowe LLP for Apr 2026) [bitgo.com ↗](https://www.bitgo.com/usd1/attestations/)

- Custody BitGo Bank & Trust

- Redemption Issued/redeemed by BitGo for institutional clients

Transparency Score (issuer)

Transparency Score

Weighted from public, sourced inputs · 94% of inputs available

Not legal advice; algorithmic assessment from public sources.

Our opinion based on public data as of 12 Nov 2026. Not a regulatory decision or a credit rating.

[Issuer profile → World Liberty Financial](https://stableradar.com/issuer/wlfi)

### Issuer licences, registrations & token status
Issuer-level records from the World Liberty Financial profile; each row links to the official register or source.

| Jurisdiction | Record | Status | Source |
| --- | --- | --- | --- |
| AE-ADGM | Accepted Fiat-Referenced Token(s) for use in ADGM: USD1 — FSRA Consolidated List of Accepted FRTs (1 Sep 2026). Accepted for use; not an issuance licence · FSRA (ADGM) | Accepted1 Sep 2026 | [Verified](https://assets.adgm.com/download/assets/AFRT+List+Sep+2026.pdf/c1b34426b88e11f0912ade26907f67ec) |
| US | National trust bank — BitGo Bank & Trust, National Association, OCC charter 25366 (OCC list "Trust Banks Active As of 9/30/2026"); current USD1 issuer. USD1 brand belongs to World Liberty Financial (per company). Last checked 2026-10-27 · OCC | Authorizedas of 30 Sep 2026 (charter 25366) | [Verified](https://www.occ.gov/topics/charters-and-licensing/financial-institution-lists/trust-by-name.pdf) |
| US | World Liberty Trust Company, N.A. (proposed) — preliminary conditional approval only; not a charter, not on the OCC active list, cannot issue USD1 · OCC | Pending14 Aug 2026 | [Reported](https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/cd1385.pdf) |

### USD1 peg history
Max deviation from the peg, time spent outside ±50 / ±100 bps and derived events per window. 24h: CoinGecko 5-minute prices; 7d, 30d, 90d: hourly; 1y: daily. Cached at build time.

| Favourites | Coin | Peg | Trend | Max |dev| | Low | >±50 bps | >±100 bps | Events | Details |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
|  | **USD1** | USD |  | −33.3 bps | 0.9967 | 0 | 0 | 0 |  |

Source: [CoinGecko ↗](https://www.coingecko.com/), [DefiLlama ↗](https://defillama.com/stablecoins) · market data cached 13 Nov 2026, 11:28 UTC. Aggregated prices can move on thin markets; a deviation here is not a confirmed depeg.

### USD1 supply by chain
Current circulating supply per chain from the DefiLlama stablecoins API (cached at build time). Per-chain or DEX prices are not shown: no free source covers them reliably.

| Chain | Supply | Share of supply |
| --- | --- | --- |
| BSC | $1.12B | 35.5% |
| Solana | $1.08B | 34.1% |
| Ethereum | $914.7M | 28.9% |
| Aptos | $19.1M | 0.6% |
| Abcore | $18.6M | 0.6% |
| Tron | $10.1M | 0.3% |
| Monad | $21,781 | 0.0% |
| Plume Mainnet | $1,162 | 0.0% |

Source: [DefiLlama ↗](https://defillama.com/stablecoins)

### FAQ about USD1
#### What is USD1 (World Liberty Financial)?
USD1 is a stablecoin pegged to the US dollar. Issuer: World Liberty Financial. Backing (as described in our data): Fiat-backed (USD).

#### Who issues USD1?
USD1 is issued by BitGo Bank & Trust, National Association. The issuer profile on StableRadar lists its licences with links to official registers.

#### Is USD1 authorised under MiCA or another stablecoin regime?
No authorisation to issue USD1 was identified in the official registers StableRadar checked (NYDFS Greenlist, ESMA EMT register, JFSA, HKMA, CNAD, OCC; last checked 1 Nov 2026). This does not mean the coin or issuer is unlawful, unlicensed or unsafe. Applicable law noted: GENIUS Act — OCC final rule FR 2026-21706 (effective 18 Jan 2027). US context: under the GENIUS Act only approved (permitted) payment stablecoin issuers may issue payment stablecoins in the US; the Act approves issuers, not individual tokens. It applies from 18 Jan 2027 (OCC final rule FR 2026-21706).

#### Is USD1 safe?
StableRadar does not say whether a coin is safe and does not give investment advice. In our opinion, based on public data as of 12 Nov 2026, the issuer World Liberty Financial has a Transparency Score of 55/100. This is not a regulatory decision or a credit rating. The live peg deviation and the official register links are on this page.

#### How is USD1 backed?
Model: Fiat-backed (USD). Reserve mix: Cash, T-bills (per BitGo reserve report). Attestation: Monthly attestation (KPMG LLP for Aug 2026; Crowe LLP for Apr 2026).

### Related pages
Issuer profile → World Liberty Financial

USD1 × country checker: US

Stablecoin laws by country

News & depeg incidents

Live peg monitor

All stablecoins

Issuer ranking

Informational only: not legal, investment or compliance advice. Company statements are marked “per company”.

Live prices: 13 Nov 2026, 12:43 UTC · Issuer reference data reviewed: 26 Oct 2026 (later changes are dated on each row) · Sources: [Issuer transparency / reserves (World Liberty Financial)](https://www.bitgo.com/usd1/attestations/), [DefiLlama · USD1](https://defillama.com/stablecoin/world-liberty-financial-usd), [CoinGecko · USD1](https://www.coingecko.com/en/coins/usd1-wlfi), [DefiLlama · BSC stablecoins](https://defillama.com/stablecoins/BSC)

Data: [DefiLlama](https://defillama.com/) · Powered by [CoinGecko](https://www.coingecko.com/)