# RLUSD in US — Stablecoin × Country Checker | StableRadar

> RLUSD in US: issuer licence records, token approvals, applicable laws and licensed providers with official primary sources and check dates. Not legal advice.

Canonical: https://stableradar.com/check/rlusd/us
Generated: 2026-10-26T12:57:44.660Z (live figures are a snapshot at build time; see the canonical page for current values)

# Stablecoin × country checker: RLUSD in United States
Public licence, token-approval, law and provider records with official sources. Part of [Regulatory Intelligence](https://stableradar.com/regulation/intelligence).

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### RLUSD in 🇺🇸 United States
Issuer: [Ripple](https://stableradar.com/issuer/ripple) · records from StableRadar datasets as of 2026-10-26. This is a list of public records, not an assessment of whether RLUSD may be used in United States.

#### Issuer licence records
Limited Purpose Trust Charter — Standard Custody & Trust Company, LLC (NYDFS regulated-entities list)

Dataset status: Authorized

NYDFS

2021-05 (RLUSD approved Dec 2024)

Sub-national: NY

dfs.ny.gov ↗

dataset as of 2026-10-26

Virtual Currency License — Ripple Markets DE LLC (f/k/a XRP II LLC)

Dataset status: Authorized

NYDFS

2016-06

Sub-national: NY

dfs.ny.gov ↗

dataset as of 2026-10-26

National trust bank (Ripple National Trust Bank) — preliminary conditional approval only

Dataset status: Pending

OCC

12 Dec 2025

occ.gov ↗

dataset as of 2026-10-26

GENIUS Act payment-stablecoin regime

Dataset status: Not Yet Effective

OCC / Treasury

Enacted 18 Jul 2025

congress.gov ↗

link checked 2026-10-26

#### Token approval by a regulator
Not verified — no token-level regulator record for RLUSD in United States in the dataset.

#### Applicable laws & status
GENIUS Act (S.1582)

Dataset status: Enacted

OCC, Federal Reserve, FDIC, NCUA, state regulators

Signed 18 Jul 2025 · effective Earlier of 18 months after enactment or 120 days after final regulations

United States

congress.gov ↗

link checked 2026-10-26

STABLE Act (H.R.2392)

Dataset status: Pending

Introduced 2025 · effective —

United States

congress.gov ↗

link checked 2026-10-26

OCC final rule implementing GENIUS

Dataset status: Final Rule

18 Jan 2027 (per TZ)

United States (implementation milestone)

Not verified

dataset link ↗

Treasury / FDIC implementing rules

Dataset status: Proposed

TBD

United States (implementation milestone)

Not verified

dataset link ↗

#### Licensed providers supporting it
Bitstamp

NYDFS

2019-04

New York only (NYDFS regulated entity)

dfs.ny.gov ↗

dataset as of 2026-10-26

ripple.com ↗

Bullish

NYDFS

New York only (NYDFS regulated entity)

dfs.ny.gov ↗

dataset as of 2026-10-26

ripple.com ↗

Gemini

NYDFS

2015-10

New York only (NYDFS regulated entity)

dfs.ny.gov ↗

dataset as of 2026-10-26

ripple.com ↗

Moonpay

NYDFS

2025-11

New York only (NYDFS regulated entity)

dfs.ny.gov ↗

dataset as of 2026-10-26

ripple.com ↗

Not legal advice. StableRadar does not state whether any stablecoin is allowed or forbidden anywhere. Records are shown as published in the linked official sources; “Not verified” means the dataset has no official primary source for that item. Check the source and seek professional advice.

Last updated: 2026-10-26 · Sources: [CoinGecko](https://www.coingecko.com/), [DefiLlama](https://defillama.com/stablecoins), [Coinbase Exchange](https://exchange.coinbase.com/), [XRPL](https://xrpl.org/)

