# PYUSD in US — Stablecoin × Country Checker | StableRadar

> PYUSD in US: issuer licence records, token approvals, applicable laws and licensed providers with official primary sources and check dates. Not legal advice.

Canonical: https://stableradar.com/check/pyusd/us
Generated: 2026-11-13T12:44:28.568Z (live figures are a snapshot at build time; see the canonical page for current values)

# Stablecoin × country checker: PYUSD in United States
Public licence, token-approval, law and provider records with official sources. Part of [Regulatory Intelligence](https://stableradar.com/regulation/intelligence).

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### PYUSD in 🇺🇸 United States
Issuer: [Paxos](https://stableradar.com/issuer/paxos) · records from StableRadar datasets as of 2026-10-26. This is a list of public records, not an assessment of whether PYUSD may be used in United States.

[PYUSD · Stablecoin profile →](https://stableradar.com/coin/pyusd)

#### Issuer licence records
National trust bank charter No. 25379 — Paxos Trust Company, National Association (converted from NYDFS trust 12 Dec 2025); confirmed on OCC list “Trust Banks Active As of 9/30/2026”, last checked 2026-11-01

Dataset status: Authorized

OCC

12 Dec 2025

occ.gov ↗

dataset as of 2026-10-26

Registered clearing agency (Paxos Securities Settlement Co.)

Dataset status: Authorized

SEC

28 May 2026

Not verified

dataset link ↗

#### Token approval by a regulator
Not verified — no token-level regulator record for PYUSD in United States in the dataset.

#### Applicable laws & status
GENIUS Act (S.1582)

Dataset status: Enacted

OCC, Federal Reserve, FDIC, NCUA, state regulators

Signed 18 Jul 2025 · effective Earlier of 18 months after enactment or 120 days after final regulations

United States

congress.gov ↗

link checked 2026-10-26

STABLE Act (H.R.2392)

Dataset status: Pending

Introduced 2025 · effective —

United States

congress.gov ↗

link checked 2026-10-26

OCC final rule implementing GENIUS (FR Doc. 2026-21706)

Dataset status: Final Rule

18 Jan 2027

United States (implementation milestone)

federalregister.gov ↗

dataset as of 2026-10-26

Treasury, FinCEN, Fed, FDIC, NCUA implementing rules

Dataset status: Proposed

United States (implementation milestone)

federalregister.gov ↗

dataset as of 2026-10-26

#### Licensed providers supporting it
Not verified Licensed providers: no issuer-published provider list in the dataset for Paxos

Not legal advice. StableRadar does not state whether any stablecoin is allowed or forbidden anywhere. Records are shown as published in the linked official sources; “Not verified” means the dataset has no official primary source for that item. Check the source and seek professional advice.

Last updated: 26 Oct 2026 · Sources: [CoinGecko](https://www.coingecko.com/), [DefiLlama](https://defillama.com/stablecoins), [XRPL](https://xrpl.org/)